What happens if I miss a payment?

Missed and late payments can result in late fees and additional finance charges, which make the loan more expensive over time. They can also result in negative credit reporting.

Don’t worry, there is a grace period on Plumeria loans to help you avoid late fees and negative credit reporting. If you do not make the payment within a 15 day grace period, then you will be charged a late fee. If you do not make the payment within 30 days, the late payment will be reported on your credit report. If your account becomes 120 days past due, then your account will be in default, and the entire balance of your loan will be due.
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If you are having trouble making payments for any reason, please reach out to us by emailing plumeria@acct-admin.com or calling 800-419-2118.